Here is the Privacy Policy of www.thefinancewolf.com (website). If you have any queries regarding this page, you can feel free to contact us anytime.
Content Use Policy And Copyright:
Intellectual Property Ownership(IPO)
All content included on this blog is and shall continue to be the property of www.thefinancewolf.com or its content suppliers and is protected under applicable copyright, patent, trademark, and other proprietary rights. Any copying, redistribution, use, or publication by you of any such content or any part of the Website is prohibited without express written permission by www.thefinancewolf.com. Under no circumstances will you acquire any ownership rights or other interest in any content by or through your use of this site.
You have our permission to use a link to our Website from your website. You may use one photo from any of our niches, with a mandatory do-follow link back to the post on our Website where it originated. We do not allow re-posting an entire recipe, using photos without linking back, or presenting any of our content as your own. Any distribution of content from www.thefinancewolf.com beyond what is described herein constitutes copyright infringement.
Before using any content from this Website in any other form, please contact me for permission at hello@thefinancewolf.com. All work is copyright of www.thefinancewolf.com.
Personal Use
Grants you a limited, revocable, nonexclusive license to use this site and our proprietary content solely for your own personal use and not for republication, distribution, assignment, sublicense, sale, preparation of derivative works, or other use. You agree not to copy materials on the site, reverse engineer or break into the site, or use materials, products, or services in violation of any law. The use of this website is at the discretion of www.thefinancewolf.com, and www.thefinancewolf.com may terminate your use of this website at any time.
Policy Requests
From time to time, the Websites will publish posts with images from other third-party websites. We always seek permission to use these images. Any such use is intended to be considered fair use under copyright laws and is fully attributed to the owner. If you believe that your copyrighted work has been used on the Websites in a way that constitutes copyright infringement and falls outside of fair use, please send a request to hello@thefinancewolf.com
Privacy Policy
As the owner of this website (www.thefinancewolf.com, referred to as the” Website” or “www.thefinancewolf.com”), TheFinanceWolf understands that your privacy is of critical importance. This Privacy Policy describes what information we collect from you via the Site and how we use and disclose such information.
www.thefinancewolf.com is committed to protecting your privacy when you visit our website. You can access www.thefinancewolf.com and browse our site without disclosing any of your personal data. www.thefinancewolf.com does not collect personal information about individuals, such as names and mailing or e-mail addresses unless the individual knowingly provides it and he or she has agreed to the terms under which www.thefinancewolf.com will use it.
Information we collect
Information You Voluntarily Submit to the Website: We may collect personal information from you, such as your name or email address. For example, you may voluntarily submit information to the Website by leaving a comment, subscribing to a newsletter, or submitting a contact form. In addition, you are able to create a user profile, which allows you to create a username and password. We will store the username, but your password will not be visible in our records.
Information We Collect from Others: We may receive information about you from other sources. You may link your Facebook, Instagram, and/or Google accounts to your user profile. If you choose to link your Facebook, Instagram, and/or Google accounts to your user profile, we will receive your name, email address, and profile picture associated with that account.
Automatically-Collected Information: We automatically collect certain information about you and the device with which you access the Website. For example, when you use the Website, we will log your IP address, operating system type, browser type, referring website, pages you viewed, and the dates/times when you accessed the Website. We may also collect information about actions you take when using the Website, such as links clicked.
Cookies: We may receive information from cookies. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow), enabling the site’s or service provider’s systems to recognize your browser and capture and remember certain information. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.
Advertising partners and other third parties may also use cookies, scripts, and/or web beacons to track visitors to our site in order to display advertisements and additional helpful information. Third parties do such tracking directly through their servers and are subject to their privacy policies.
How your information might be used
We may use the information collected in the following ways:
- To operate and maintain the Website;
- To create your account, identify you as a user of the Website, and customize the Website for your account;
- To send you promotional information, such as newsletters. Each email promotion will provide information on how to opt out of future mailings;
- To send you administrative communications, such as administrative emails, confirmation emails, technical notices, updates on policies, or security alerts;
- To respond to your comments or inquiries;
- To provide you with user support;
- To track and measure advertising on the Website;
- To protect, investigate, and deter unauthorized or illegal activity.
Third-party use of personal information
We may share your information with third parties when you explicitly authorize us to share your information.
Additionally, the Website may use third-party service providers to service various aspects of the Website. Their respective privacy policies dictate each third-party service provider’s use of your personal information.
The Website currently uses the following third-party service providers:
Google Analytics – This service tracks Website usage and provides information such as referring websites and user actions on the Website. Google Analytics may capture your IP address, but Google Analytics captures no other personal information. Google’s privacy policy is available at Google’s Privacy Policy.
MailMunch – This service is used for the delivery of email updates and newsletters. We store your name and email address for the purposes of delivering such communications. Please refer to MailMunch’s privacy policy for further information.
At this time, your personal information is not shared with any other third-party applications. This list may be amended from time to time at the Website’s sole discretion.
Except when required by law, we will not sell, distribute, or reveal your email addresses or other personal information without your consent; however, we may disclose or transfer personal data collected through the Website to third parties who acquire all or a portion of our business, which may be the result of a merger, consolidation, or purchase of all or a portion of our assets, or in connection with any bankruptcy or reorganization proceeding brought by or against us.
Anonymous data
From time to time, we may use anonymous data, which does not identify you alone, or when combined with data from other parties. This type of anonymous data may be provided to other parties for marketing, advertising, or other uses. Examples of this anonymous data may include analytics or information collected from cookies.
Publicly visible information
If you leave a comment on the Website, certain information may be publicly visible. Your email address will never be available publicly. At your option, you may also add an avatar, a profile description, and a link to your website.
You may also choose to link your Facebook, Instagram, and Google accounts.
Users may see your username, avatar, profile description, and website information.
Cookies
The Website uses cookies to store visitors’ preferences, record user-specific information on what pages users access or visit, ensure that visitors are not repeatedly sent the same banner ads, and customize Website content based on visitors’ browser type or other information that the visitor sends. Cookies may also be used by third-party services, such as Google Analytics, as described herewith.
Users may, at any time, prevent the setting of cookies, by the Website, by using a corresponding setting of their internet browser and may thus permanently deny the setting of cookies. Furthermore, already set cookies may be deleted anytime via an Internet browser or other software programs. This is possible in all popular Internet browsers. However, if users deactivate the setting of cookies in their Internet browser, not all functions of our Website may be entirely usable.
Advertising
Display Ads
We may use third-party advertising companies to serve content and advertisements when you visit the Website, which may use cookies, as noted above.
Retargeting Ads
From time to time, the Website may engage in remarketing efforts with third-party companies, such as Google, Facebook, or Instagram, in order to market the Website. These companies use cookies to serve ads based on someone’s past visits to the Website.
Affiliate Program Participation
www.thefinancewolf.com makes money by taking part in affiliate marketing strategies. When you click on a link, we might make a small commission at no extra cost to you. With affiliate marketing, we embed tracking links into the Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.
www.thefinancewolf.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and links to Amazon.com. As part of this Amazon Associates program, the Website will post customized links provided by Amazon to track the referrals to their website. This program utilizes cookies to track visits for the purpose of assigning commissions on these sales.
Newsletters
On the Website, you may subscribe to our newsletter, which may be used for advertising purposes. All newsletters sent may contain tracking pixels. The pixel is embedded in emails and allows an analysis of the success of online marketing campaigns. Because of these tracking pixels, we may see if and when you open an email and which links within the email you click. Also, this allows the Website to adapt the content of future newsletters to the interests of the user. This behavior will not be passed on to third parties.
Rights related to your personal information
Opt-out – You may opt out of future email communications by following the unsubscribe links in our emails. You may also notify us at hello@thefinancewolf.com to be removed from our mailing list.
Access – You may access the personal information we have about you by submitting a request to hello@thefinancewolf.com.
Amend – You may contact us at hello@thefinancewolf.com to amend or update your personal information.
Forget – In certain situations; you may request that we erase or forget your personal data. To do so, please submit a request to hello@thefinancewolf.com.
Please note that we may need to retain certain information for record-keeping purposes to complete transactions, or when required by law.
Sensitive personal information
You should not submit sensitive personal information to www.thefinancewolf.com in any case. This includes your social security number, information regarding race or ethnic origin, political opinions, religious beliefs, health information, criminal background, or trade union memberships. If you elect to submit such information to us, it will be subject to this Privacy Policy.
Children’s information
The Website does not knowingly collect any personally identifiable information from children under the age of 16. If a parent or guardian believes that the Website has personally identifiable information about a child under the age of 16 in its database, please get in touch with us immediately at hello@thefinancewolf.com, and we will use our best efforts to remove such information from our records promptly.
Additional Rights of EEA (European Economic Area) Residents
If you are a resident of a country in the EEA, you have the rights, among others, to:
- access your personal data
- ensure the accuracy of your personal data
- the right to have us delete your personal data
- the right to restrict further processing of your personal data, and
- the right to complain to a supervisory authority in your country of residence in the event that data is misused
If you believe that our processing of your personal information infringes data protection laws, you have a legal right to lodge a complaint with a supervisory authority responsible for data protection. You may do so in the EU member state of your residence, your place of work, or the place of the alleged infringement.
You may exercise any of your rights in relation to your personal data by written notice to us addressed to the following: hello@thefinancewolf.com.
CCPA
California Residents: thanks to Pursuant to the California Consumer Privacy Act of 2019 (“CCPA”), you have certain rights with respect to your personal information. For the purposes of this section, personal information is used as defined in the CCPA. www.thefinancewolf.com reserves the right to verify all requests made pursuant to the CCPA.
Access and Disclosure
You may make a verifiable request that we disclose the categories of personal information we have collected about you, the categories of sources of the personal data we collected about you, the business or commercial purpose for collecting or selling the personal information, the categories of third parties with whom we share your personal information, our use of the personal data and if the personal data was disclosed or sold to third parties, including the categories of personal information sold or disclosed. You also have the right to make a verifiable request for a copy of the personal information collected about you for the twelve (12) months prior to the date of your request. To see any categories of personal information we have sold in the last twelve (12) months.
Information Deletion Request Rights
You have the right to request that www.thefinancewolf.com delete any of your personal information that we collected from you and retained, subject to certain exceptions. We may deny your deletion request if retaining the personal data is necessary for us or our service provider(s) to:
- Complete the transaction for which we collected the personal information, provide a good or service you requested, take reasonably anticipated actions within the context of our ongoing business relationship with you, or otherwise perform our contract with you.
- Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
- Debug products to identify and repair errors that impair existing intended functionality.
- Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.
- Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 et. seq.).
- Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws when the information’s deletion may likely render impossible or seriously impair the research’s achievement if you previously provided informed consent.
- Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
- Comply with a legal obligation.
- Make other internal and lawful uses of that information that are compatible with the context in which you provided it.
Children Under 16
We do not sell the personal information of consumers we actually know are less than 16 years of age unless we receive affirmative authorization (the “right to opt-in”) from either the consumer who is between 13 and 16 years of age or the parent or guardian of a consumer less than 13 years of age.
No Discrimination
- Deny your goods or services.
- Charge you different prices or rates for goods or services, including through granting discounts or other benefits or imposing penalties.
- Provide you with a different level or quality of goods or services.
- Suggests that you may receive a different price or rate for goods or services or a different level or quality of goods or services.
Exercising Your Rights
To exercise the access, disclosure, and deletion rights described above, please submit a verifiable request to us by emailing hello@thefinancewolf.com with the subject Attn: CCPA.
You may only make a verifiable request for access or disclosure twice within a 12-month period. You may also make a verifiable consumer request on behalf of your minor child. The verifiable consumer request must:
- Provide sufficient information that allows us to reasonably verify that you are the person we collect personal information or an authorized representative.
- Describe your request with sufficient detail that allows us to understand, evaluate, and respond to it properly.
To respond to your request or provide you with personal information, www.thefinancewolf.com must verify your identity or your authority to make the request. We will only use personal information provided in a verifiable request to verify the requestor’s identity or authority to make the request. For instructions on exercising sale opt-out rights.
Once you make an opt-out request, we will wait at least twelve (12) months before asking you to reauthorize personal information sales. However, you may change your mind and opt back into personal information sales at any time by emailing hello@thefinancewolf.com. Consumers who opt in to personal information sales may opt out of future sales anytime.
Response Time
We will respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing. We will deliver our written response by mail or electronically, at your option. Any disclosures we provide will only cover the 12-month period preceding the verifiable request’s receipt. Our response will also explain why we cannot comply with a request, if applicable.
SOCIAL SHARE WIDGET:
FACEBOOK SHARE OFFICIAL BUTTON:
We embed a Facebook widget to allow you to see the number of likes/shares/recommendations and “like/share/recommend” our web pages. This widget may collect your IP address, and your web browser User Agent, store and retrieve cookies on your browser, embed additional tracking, and monitor your interaction with the widget, including correlating your Facebook account with whatever action you take within the widget (such as “liking/sharing/recommending” our webpage), if you are logged in to Facebook. For more information about how this data may be used, please see Facebook’s data privacy policy: https://www.facebook.com/about/privacy/update/
TWITTER SHARE WIDGET:
We use a Twitter Tweet widget on our website. As a result, our website requests Twitter’s servers for you to tweet our web pages using your Twitter account. These requests make your IP address visible to Twitter, who may use it in accordance with their data privacy policy: https://twitter.com/en/privacy#update
GOOGLE PLUS SHARE WIDGET:
PINTEREST SHARE WIDGET:
Disclosure
Information presented on www.thefinancewolf.com is intended for information, education, and entertainment purposes only and is not meant to be taken as nutritional, health, financial or professional advice. The views expressed on this website are personal opinions only and should not be construed as nutritional, health, financial, or professional advice for your given situation. While all attempts are made to present accurate information, it may not be appropriate for your specific circumstances. We are not nutritional, or professional experts and you should seek out a professional before making any changes to your diet or financial decisions.
www.thefinancewolf.com does not hold any liability with regard to nutritional decisions or financial results based on the use of the information provided here.
Furthermore, advertisers, commenters, and linked sites are solely responsible for their views and content which do not necessarily represent the views of www.thefinancewolf.com.
www.thefinancewolf.com will not be liable for any errors or omissions in this information nor for the availability of this information. www.thefinancewolf.com will not be liable for any losses, injuries, or damages from the display or use of this information.
Changes to www.thefinancewolf.com Privacy Policy
www.thefinancewolf.com may change from time to time. As a result, at times, it may be necessary for www.thefinancewolf.com to make changes to this Privacy Policy. We reserve the right to update or modify this Privacy Policy at any time and from time to time without prior notice. Please review this policy periodically, especially before you provide any Personal Data. Your continued use of the Sites after any changes or revisions to this Privacy Policy shall indicate your agreement with the terms of such revised Privacy Policy.
Contact Information
At any time, please get in touch with us via this contact form for questions related to this Privacy Policy.